*Potential savings in interest is based on the promotional intro APR for the first billing statements of the length of your promo offer (after account opening) on balance transfers from non-TD credit cards. Your credit limit must be high enough to allow the transfer(s).
View Credit Card Agreements for TD Credit Cards for details about APRs, fees, eligible purchases, balance transfers and rewards program details.
Balance Transfers: You may be able to transfer balances from eligible non-TD credit card accounts to your TD Credit Card account. Balance transfers are subject to a fee (minimum $5) of the amount of each transfer for TD Credit Cards. Balance Transfers are subject to a fee based on the amount of the transfer with a minimum fee as indicated in the TD credit card important terms and conditions and are subject to your available credit limit. Balance Transfers initiated without a promotional offer will be processed at the contract rate for the credit card. Please review your TD credit card's terms and conditions for the contract rate. Should your Balance Transfer request be approved, the amount of the Balance Transfer transaction fee will be added to your minimum monthly payment amount in the month the balance transfer posts to your account. Each month you must pay at least the full amount of your minimum monthly payment which will include any Balance Transfer transaction fee(s) by the payment due date specified on that statement. The minimum Balance Transfer amount is $250 (plus the applicable Balance Transfer transaction fee for the Account). We may limit the number and types of credit card accounts from which we will allow Balance Transfers, and the times, manner, and circumstances in which Balance Transfers may be requested. Balance Transfers may not be payable to yourself or made payable to cash. Balance Transfers may be used to pay off other creditors, but cannot be used to pay off accounts owned by TD Bank or to any bank now or previously affiliated with TD Bank.
1Balance Transfers: You may be able to transfer balances from eligible non-TD credit card accounts to your TD Credit Card account. Balance transfers are subject to a fee (minimum $5) of the amount of each transfer for TD Credit Cards. Balance Transfers are subject to a fee based on the amount of the transfer with a minimum fee as indicated in the TD credit card important terms and conditions and are subject to your available credit limit.
Balance Transfers initiated without a promotional offer will be processed at the contract rate for the credit card. Please review your TD credit card's terms and conditions for the contract rate.
Should your Balance Transfer request be approved, the amount of the Balance Transfer transaction fee will be added to your minimum monthly payment amount in the month the balance transfer posts to your account. Each month you must pay at least the full amount of your minimum monthly payment which will include any Balance Transfer transaction fee(s) by the payment due date specified on that statement. The minimum Balance Transfer amount is $250 (plus the applicable Balance Transfer transaction fee for the Account). We may limit the number and types of credit card accounts from which we will allow Balance Transfers, and the times, manner, and circumstances in which Balance Transfers may be requested. Balance Transfers may not be payable to yourself or made payable to cash. Balance Transfers may be used to pay off other creditors, but cannot be used to pay off accounts owned by TD Bank or to any bank now or previously affiliated with TD Bank.
TD Bank charges interest on balance transfers and cash advances beginning on the transaction date (see important credit card terms and conditions for the applicable APR, including any promotional rates). We charge interest on purchases unless you pay your entire balance, which includes all purchases, cash advances and balance transfers by the payment due date each and every month. Please see the Personal Credit Card Agreements for details on how interest accrues. If you take advantage of a 0% Introductory or Promotional Annual Percentage Rate (APR) balance transfer offer and then use your Account to make new purchases, you can avoid paying interest on those new Purchases if you pay each month by the payment due date, the amount that equals 1) the Minimum Payment Due, plus 2) the total outstanding Purchase balance, plus 3) the total of any outstanding balance(s) that is not a 0% promotional APR, such as a cash advance, plus 4) any account fees.
2 TD Bank charges interest on balance transfers and cash advances beginning on the transaction date (see important credit card terms and conditions for the applicable APR, including any promotional rates). We charge interest on purchases unless you pay your entire balance, which includes all purchases, cash advances and balance transfers by the payment due date each and every month. Please see the Personal Credit Card Agreements for details on how interest accrues. If you take advantage of a 0% Introductory or Promotional Annual Percentage Rate (APR) balance transfer offer and then use your Account to make new purchases, you can avoid paying interest on those new Purchases if you pay each month by the payment due date, the amount that equals 1) the Minimum Payment Due, plus 2) the total outstanding Purchase balance, plus 3) the total of any outstanding balance(s) that is not a 0% promotional APR, such as a cash advance, plus 4) any account fees.
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